Medical Benefits Network is Your ýTrusted Health Care Reform Advisorý

Medical Benefits Network or MBN has been doing business in the state of Pennsylvania since 1989. We feel and know that with our powerful experience and the sales to prove it; we have the background and the knowledge that any individual or company needing help can be assured we are up for the job!

History

Originated in Monroeville, PA we have since branched out to many cities around Pittsburgh. MBN has a big presence in Allegheny, Beaver, Butler, Fayette, Washington, and Westmoreland counties. From 1989 to 1995, MBN has mainly focused their business on individual and family health insurance with Blue Cross Blue Shield of W/PA (now Highmark) and Health America.

Knowing the individual market was a difficult market, Thomas J. Prestia wanted the challenge. MBN wanted to help small business and families save on the high cost of insurance and help PA residents that had problems getting health insurance due to their pre-existing conditions. We are proud to say we can help any individual/family with any condition; MBN thrives on problem solving cases. We set to become a leader in Pittsburgh for the individual market with all the major insurance companies.

In 1995, MBN formed a membership that added a few benefits like dental and vision to our health plan, at no additional monthly cost. Our company motto then became "Get the most amount of insurance for the least amount of money.ý Weýve kept adding additional value-added benefits to our members and today, there are up to 11 when you buy insurance with MBN.

After our success with the individual market, we added group. This was an easy market to help due to years of problem solving in the individual market. Group business cannot be turned down.

Since 1995, MBN has sold:

• Over 30,000 individual and group accounts since
• Total insured from the account is close to 300,000 members

MBN Today

Today we proudly state that, "We can always save our members more than any other agency, agent, broker, and company we compete against.ý

The MBN membership brings saving to our members:

• Our additional benefits save individual and families up to $5000 each year
• We can add value to any business for their employees with our membership benefits
• Our additional benefits are known as "Customers Rewards", "MBN Family Rewards" for the individual market and for the group market "Business Friend Program", "The Workplace Rewards" and MBN membership

Since the HealthCare Reform of 2010, MBN has taken the title, "Trusted Healthcare Advisor," instead of agent or broker. We support Health Care Reform and agree it is much needed. While all other agents in the industry are leaving the market, MBN feels just the opposite. Individuals and groups will always need support to make the best choices and agents and brokers do not cut it.

With the health care changes, potential customers and our members need more experienced representatives; they need a "Trusted Healthcare Advisor.ý That is MBN and our professional staff of sales advisors. "Trusted Healthcare Advisors" is not just a new title for agents, it's a decision MBN took to grow and thrive in the future. We add value with experienced, professional and knowledgeable advice from our sales advisors and service from our staff.

Use our experience to support the best choice for your family, yourself and your business with MBN.

Sincerely,

Thomas J. Prestia, Founder & CEO